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Federal COBRA & PacAdvantage

PacAdvantage does not administer federal COBRA. We are not responsible for providing election notice to federal COBRA qualified beneficiaries.

Employers (or their third party administrators) are responsible for providing compliant election notice to their federal COBRA qualified beneficiaries. PacAdvantage can provide quotes for federal COBRA qualified beneficiaries upon request. Employers (or their third party administrators) must forward timely elections to PacAdvantage so that we can enroll qualified beneficiaries with health plan carriers. And, federal COBRA premium payments must be remitted to PacAdvantage.

Federal COBRA requirements and responsibilities are described in summary on page 11 or our Employer handbook (Jan 2005). Final regulations on the COBRA notice provisions of Part 6 of Title I of ERISA were published in the Federal Register on May 26, 2004 . The United States Department of Labor has made those regulations available, along with a model "general notice" and a model "election notice" on their website. As a convenience, links to further information and forms are below:

Final Regulations 5/26/2004
Model General/Initial Notice to Employees
Model Election Notice with Form

For a description of COBRA requirements and responsibilities please see our most current PacAdvantage Employer Handbook, page 11.

For a description of Cal-COBRA requirements and responsibilities please see our most current PacAdvantage Employer Handbook, page 12.